# quick plan for money money is a tool. you don't need money to survive, however it's proven that using money is more efficient than procuring the life's needs without. you want to use money for: -paying bills -buying food -entertainment for that you can work for money or ideally have money working for you. when money work for you that means you must have either: -properties that generate rental income -dividend paying stocks -royalties like art you did a while ago and keeps collecting money -other business that doesn't require your time any other type of earning will require your time and action.